loan guide in hindi

How to get Construction Loan?

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A house construction loan is a high-interest, short-term loan used to finance the development of a residential property.

What is a construction loan?

A borrower can pick from three different types. Home Extension / Renovation Loan, Plot + Construction Loan, Self-Construction Loan

Types of home construction loans

Construction loans are normally for one year. The property must be constructed during this time,  and a certificate of occupancy must be obtained.


A construction loan can be used to pay for things like land, contractor labour, building materials, and more. Permits

What does a construction loan cover?

Maintain a clean payments history, as each missed payment has a negative impact on your credit score.

Credit score

The lender must have a thorough grasp of the property, including the size of the house, the construction resources to be used, and so on.

Property documents

Your EMI should not be more than 50% of your monthly income. Before you apply for a house loan, figure out your eligibility and EMI.

Apply according to eligibility

Find a licenced builder, then gather all of your financing documentation. Get pre-approved for the amount of money you'll need for the project.

How to get loan

You can use a home construction loan to build, renovate, or extend your current home. If you want to design your own home to your specifications, this is a superior alternative.


Bajaj Finance Home Loan

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