loan guide in hindi
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Buy Now Pay Later (BNPL) is a payment option that allows you to make a purchase without having to pay out of pocket.
In most cases, the company that provides this service collects payment when you make a purchase. Once the lender has paid you, you must refund the money within a certain amount of time.
You have the option of paying it in one single sum or in no-cost Equated Monthly Installments (EMIs).
If you do not pay the loan within the specified repayment period, the lender will be required to charge you interest.
It makes things more affordable. Credit is available immediately. Transaction is safe and secure. You have the option of selecting a repayment period.
You must be an Indian citizen. A big tier 1 or tier 2 city must be your home. Must be over the age of 18 and a salaried employee.
Interest is charged on the principal of a personal loan with a term of up to 60 months..
Apart from annual recurring fees, credit cards frequently have onboarding costs such as membership fees. There are no such costs associated with the BNPL facility.
Younger borrowers should keep in mind that their credit history is being built. You can responsibly use it and pay it back on time.
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