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Kotak 811 Credit Card

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Secured credit card Kotak 811 #DreamDifferent is available in exchange for a fixed deposit of at least Rs. 15,000 with Kotak Mahindra Bank.

What is Kotak 811 Credit Card

With this lifetime-free credit card, you may make interest-free cash withdrawals and earn reward points on all of your purchases.

What offers Kotak 811 credit card

500 additional reward points are available if you spend Rs. 5,000 in the first 45 days after getting your card. You are permitted to withdraw up to 90% of your credit amount.

Welcome Bonus

The monthly interest rate for the Kotak 811 credit card is 2.99 percent. You can receive 4 PVR Movie Tickets or Rs. 750 in cashback if your annual spending reaches Rs. 75,000.

Interest Rates

Cash withdrawals won't incur interest for up to 45 days. However, there will be a processing charge of Rs. 300 for every Rs. 10,000.

Interest-free Cash Withdrawal

You must be between the ages of 18 and 75 to be eligible for the Kotak 811 Credit Card. Additionally, your term deposit minimum is Rs. 15,000


At the time the term deposit account is opened, you must additionally provide copies of KYC documents, such as proof of identification and proof of address.

KYC documents

Open Kotak Internet Banking and log in. Click "Credit Card" under "Apply Now" to access the application form. opt for the 811 credit card.

How to Apply

You can easily receive the Kotak 811 credit card in 7–10 business days if you meet all the requirements for eligibility.


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